Possible Torsion is Not Medical Emergency Say Our Insurance, Hospital

 If you're squeamish about discussion of little boy parts, don't read. I'll try to keep references to a minimum. Okay, here goes the rant. Husband came home with a swollen testicle a few months ago. I took him to ER (not sharing anything he doesn't freely share himself).  Possible Torsion is Not Emergency Says Our Insurance, Hospital??